Why Can’t Reading the Policy Be a Thing?

I read an article in the New York State Bar Association’s Commercial and Federal Litigation Section‘s magazine, the NY Litigator, Summer 2020, Vol. 5, No. 2, called “A Guide to Insurance Coverage for Business Losses Arising from the COVID-19 Pandemic,” by Bradley J. Nash. The article discusses how there may be coverage under business interruption insurance provisions.

What the article fails to do, and what many policyholder-side articles fail to do, is focus on the purpose for the insurance policy and the actual language contained in the policy. We have written extensively on this on both my prior firm’s Insurance and Reinsurance Disputes Blog and in other publications.

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